Kentucky does not have a traditional paid or unpaid state family and medical leave law (e.g. covering such as medical leaves/pregnancy disability, family care leave, parental leaves, military exigency, and military caregiver leaves).

However, the state enacted House Bill 179, in effect as of April 5, 2024. The bill establishes family leave insurance as a class of disability income insurance. This, in turn, allows employers to include PFL reasons (i.e. bonding, family care leave, military exigency) within their policies. (Arkansas, Florida, Tennessee, and Texas also have a similar law – see here). We understand that this legislation is intended to give employers the option and to encourage employers to provide PFL benefits to employees, without the need for the state legislature to enact a formal state provided PFL program. This law applies to employers who provide paid family leave to employees, or have purchased a paid family leave policy. If you wish to add PFL to your insured STD plan, please discuss this with your insurance carrier. If you do move forward with including PFL in your insured STD plan, please update your Larkin Client Success Manager so we can inform your employees on PFL to apply for STD.

The Larkin Company generally recommends that if you do wish to provide PFL benefits to employees that you do so by developing a salary continuation/top-up program instead of providing PFL via your STD program. There are typically less stringent paperwork requirements for employees under salary continuation/top-up programs, compared with STD PFL plans. Further, if you have an insured STD plan, including PFL in your insured STD plan may result in increased insurance premiums due to increased employee claims.

Note: If you have a self-insured plan, there is nothing to prevent employers from adding PFL reasons into your STD plan. However, The Larkin Company, again, recommends providing salary continuation/top-up program for PFL reasons, so employees do not have additional paperwork on top of paperwork they may have to already provide under FMLA/company leave policy. If you have questions, please reach out to your Larkin Client Success Manager.

If you would like a reminder on the services that Larkin provides in general, please see here. 

N/A – see the above “At a Glance” section.

State Law and Regulation(s)

Kentucky House Bill 179 (PFL)