Rhode Island Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI)

Update (6/20/25, Effective 07/01/25): The Department of Labor and Training announced the maximum weekly benefit rate for Temporary Disability Insurance (TDI), which is increasing to $1,103 from $1,070 effective July 1, 2025. For beneficiaries with the maximum five dependents, the maximum weekly benefit rate will be $1,489, an increase from the current rate of $1,444. As a reminder, eligible employees may take up to 7 weeks of leave for a qualified reason since the beginning of 2025, and the maximum leave duration will increase again to 8 weeks beginning January 1, 2026.

Updates Effective 01/01/26: Rhode Island’s TCI program will be adding siblings as a covered family member according to SB 974 beginning January 1, 2026. Sibling means children with a common parent, including biological siblings, half-siblings, step-siblings, foster siblings, and adopted siblings. Additionally, thanks to HB 6065 and SB 829, employees will now be able to file for TDI or TCI benefits to participate as a bone marrow transplant donor or a living organ donor.

Update (12/23/25, Effective 01/01/26): The Department of Labor and Training has released a press release with the 2026 contribution rate and taxable wage ceiling for the TDI and TCI programs. The contribution rate will be decreasing to 1.1% from 1.3% and the taxable wage ceiling is increasing from $89,200 to $100,000. Maximum annual employee contributions for the program will decrease to $1,100 from $1,159.60.

Updates to your company handbook may need to be made if you include Rhode Island specific income replacement benefits information.

Navigate to the Department of Labor and Training (DLT) website and find the poster under the website’s “DLT Required Posters” tab. You are required to display the poster in a conspicuous location within your RI workplace(s), and email it to your remote workers.

Please ensure as a company you are offsetting any salary continuation/company top-up pay aligned with the updated weekly benefit rate maximum, effective 07/01/25. Note: claims that begin on or after July 1, 2025 are eligible for the new benefit rate. 

2026 UI/TDI Quick Reference (Contribution rate update, see the bottom of the page)